Bank of Luxemburg Business Banking


Business Checking • Business Savings • Business Loans
Online Banking (Bill Pay/Netteller) • Municipal Banking • Remote Deposit Capture
Cash Management Services • ATM Card • Debit MasterCard® • Credit Card
Telephone Banking • Investment Services • Security

BUSINESS CHECKING

BASIC BUSINESS CHECKING
This account is designed for any business with low monthly transaction activity. The Basic Business Checking Account is one of many services we offer to help you operate your business in a safe and efficient manner.

Package Deal
Open a Basic Business Checking Account with a Free Debit Card, along with a Business Savings Account, and get set up with free Online Banking and Bill Pay. You will be able to monitor your account activity, view images of your cancelled checks, transfer funds between accounts and pay bills from your home or work.

NO Minimum Balance Required – 50 Checks/Debits – 20 Deposits/Credits
If you exceed the number of checks/debits or deposits/credits, there will be a charge of $.50 for each item in excess of the limit. Check images of your cancelled checks can be included in your statement for a small fee.

Sole proprietors and non-profit organizations are eligible to earn interest on their checking accounts. Please ask us how.

BUSINESS CHECKING
This account is designed for any business with higher monthly transaction activity. The Business Checking Account is one of many services we offer to help you manage your operating account and improve your cash flow.

Earnings Credit
You will receive an earnings credit on the average collected balance maintained in your business account on a monthly basis. The earnings credit is calculated using the three month Treasury Bill interest rate.

Monthly Analysis
This valuable money management tool is available to you at no charge. Along with your monthly statement, you will receive a detailed account analysis identifying all of the activity and charges associated with your account. It will also identify the average collected balance needed to offset any charges, and the excess balance that could have been invested in an interest bearing account or back into your business.

Stop by or call a Bank of Luxemburg office nearest you, and ask about these and other available services.

www.fdic.gov

www.hud.gov

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.

NOTICE: Bank of Luxemburg is not responsible for and has no control over the subject matter, content, information or graphics of websites linked to bankofluxemburg.com. Please contact us with any concerns or comments.