Mortgage Rates
Rates are effective as of July 1, 2022.
| Loan Type | Rate | APR* | Monthly Payment |
|---|---|---|---|
| Fixed Rate Mortgage | |||
| 10 Year | 4.375% | 4.632% | $1,030.37 |
| 15 Year | 4.750% | 4.989% | $777.83 |
| 20 Year | 5.000% | 5.254% | $659.96 |
| 30 Year | 5.500% | 5.696% | $567.79 |
Adjustable Rate Mortgage (ARM) |
|||
| 3 Year^ | 3.875% | 5.340% | $470.24 |
| 5 Year^ |
4.125% | 5.202% | $484.65 |
| 7 Year^ | 4.500% | 5.213% | $506.69 |
*APR= Annual Percentage Rate is not an interest rate but a measure of the cost of credit which includes the contract interest rate, fees, etc. which may be higher than the contract interest rate.
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Taxes and insurance are not included in the payment and actual payment obligation will be higher. Consumer should consult a tax adviser for further information regarding the deductibility of interest and charges. Additional closing costs may apply. Loan to value exceeding 80% will require escrow for property taxes, home owners insurance, private mortgage insurance and flood insurance (if applicable) and will increase your actual monthly payment obligation.
APR payment examples are based on $100,000 loan. All ARM payment examples are based upon a 30 year loan term. Loans are subject to 20% down payment.