Certificates of Deposit (CD)
Put your money to work! A low $1,000.00 minimum balance accrues interest back to the CD or is credited to your checking or savings account. Various terms are available. Ask for more information regarding terms and current interest rates. CDs may be subject to an early withdrawal penalty.
Star Saver Certificate of Deposit (CD)
Complement your Star Saver Account with a Star Saver CD to save and earn more money. This low opening balance of $250.00 or more offers a 36 or 60 month term. A $25.00 minimum deposit can be made to the certificate at any time during the term. Penalty free withdrawals are offered for college expenses, home purchases or investment opportunities. Primary owner must be 18 years of age or younger and must have an adult co-owner on the account.
Individual Retirement Accounts (IRAs)
We offer Roth, Traditional, or Educational IRAs - all with low minimum balance requirements. Select from account options that allow you to make one annual contribution or multiple budget-friendly contributions. Ask for more information regarding terms and current interest rates. IRAs may be subject to an early withdrawal penalty. Transfer fees may apply. Learn about the IRA limits for 2022 and 2023.
The Freedom IRA is a CD product, 12 month term, with the option to add any dollar amount money at any point during the term. There is a $25 minimum opening deposit.