Personal Savings
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Investor's Savings
- $10,000.00 minimum daily balance requirement
- Premium tiered interest rate
- Total access to your money
- ATM accessible
- Open an Investor's Savings Account
- Check Rates
Money Market Select
- $1,000.00 minimum daily balance requirement
- Tiered rate of interest
- Check-writing feature
- Total access to your money
- Open a Money Market Select Account
- Check Rates
If your daily balance falls below $1,000.00 during the month, there is a $8.00 service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.
Everyday Savings
- $100.00 minimum daily balance requirement
- Interest bearing account
- Total access to your money
- Open an Everyday Savings Account
- Check Rates
If your daily balance falls below $100.00 during the statement cycle, there is a $5.00 monthly service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.
Holiday Club
- $10.00 opening deposit
- Save money for the holiday season year round
- Open withdrawal period October through January
- No minimum daily balance required
- Interest bearing account
- Budget tips for holiday travel
- Open a Holiday Club Account
- Check Rates
Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee.
Summer Club
- $10.00 opening deposit
- Save money for summer vacations, weddings or warm weather projects
- Open withdrawal period from May through August
- No minimum daily balance required
- Interest bearing account
- Budget for a summer vacation
- Open a Summer Club Account
- Check Rates
Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee.
Star Saver Savings
- $10.00 opening deposit
- Exclusively for savers age 17 or younger
- No minimum daily balance required
- Interest bearing account
- Check Rates
When the account holder turns 18, the account graduates to an Everyday Savings account. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals.
Health Savings Accounts (HSA)
Complement your high deductible health plan (HDHP) with this account and take advantage of tax deductible savings.
- $25.00 opening deposit
- No monthly service charge
- Up to three checks per statement cycle
- Unlimited HSA debit card transactions
- Tiered rate of interest
- Tax deductions when you contribute to your account
- Tax-free earnings through investment
- Tax-free withdrawals for qualified medical expenses
- Check-writing feature
- HSA Debit Card
- Check Rates
To qualify for an HSA, you must have a qualified high deductible health plan (HDHP).
One time set-up fee of $20.00. Up to three checks will be processed per month at no charge. If more than three checks are processed per month, there will be a nominal fee of $0.25 per check. Learn about the Health Savings Accounts limits for 2022 and 2023.
Complement your account with any of the following services:
- Online Banking
- Mobile Banking
- Electronic Documents
- 24 Hour Telephone Banking