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Personal Savings

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Investor's Savings

  • $10,000.00 minimum daily balance requirement
  • Premium tiered interest rate
  • Total access to your money
  • ATM accessible
  • Check Rates
If the daily balance falls below $10,000.00 during the month, there is a $10.00 service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals. 

Money Market Select

  • $1,000.00 minimum daily balance requirement
  • Tiered rate of interest
  • Check-writing feature
  • Total access to your money
  • Check Rates

If your daily balance falls below $1,000.00 during the month, there is a $7.00 service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals. 


Everyday Savings

  • $100.00 minimum daily balance requirement
  • Interest bearing account
  • Total access to your money
  • Check Rates

If your daily balance falls below $100.00 during the statement cycle, there is a $5.00 monthly service charge. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals. 


Holiday Club

  • $10.00 opening deposit
  • Save money for the holiday season year round
  • Open withdrawal period October through January
  • No minimum daily balance required
  • Interest bearing account
  • Budget tips for holiday travel
  • Check Rates

Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee. 


Summer Club

  • $10.00 opening deposit
  • Save money for summer vacations, weddings or warm weather projects
  • Open withdrawal period from May through August
  • No minimum daily balance required
  • Interest bearing account
  • Budget for a summer vacation
  • Check Rates

Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee.  


Star Saver Savings

  • $10.00 opening deposit
  • Exclusively for savers age 17 or younger
  • No minimum daily balance required
  • Interest bearing account
  • Check Rates

When the account holder turns 18, the account graduates to an Everyday Savings account. There will be an excess transaction fee of $2.00 for each debit/withdrawal that exceeds six (6) transactions per month. The excess transaction fee will not apply to in-person and automated teller machine (ATM) debit/withdrawals. 


Health Savings Accounts (HSA)

Complement your high deductible health plan (HDHP) with this account and take advantage of tax deductible savings.

  • $25.00 opening deposit
  • No monthly service charge
  • Up to three checks per statement cycle
  • Unlimited HSA debit card transactions
  • Tiered rate of interest
  • Tax deductions when you contribute to your account
  • Tax-free earnings through investment
  • Tax-free withdrawals for qualified medical expenses 
Take control of your health and your money with these great benefits:

To qualify for an HSA, you must have a qualified high deductible health plan (HDHP). 

One time set-up fee of $20.00. Up to three checks will be processed per month at no charge. If more than three checks are processed per month, there will be a nominal fee of $0.25 per check. Learn about the Health Savings Accounts limits for 2020 and 2021.


Complement your account with any of the following services:
  • Online Banking
  • Mobile Banking
  • eStatements
  • 24 Hour Telephone Banking