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Personal Savings

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Investor's Choice

  • $10,000.00 minimum daily balance requirement
  • Premium rate of interest
  • Total access to your money
  • ATM card
  • Check Rates
If the balance falls below the minimum daily balance required during the statement cycle, the account reverts to the Everyday Savings rate for that statement cycle and is subject to a $5.00 service charge. Additional account details apply.


Money Market Plus

  • $3,000.00 minimum daily balance requirement
  • Market rate of interest
  • Check-writing feature
  • Total access to your money
  • Check Rates

If your daily balance falls below $3,000.00 during the statement cycle, there is a $5.00 monthly service charge. Additional account details apply. 


Money Market

  • $1,000.00 minimum daily balance requirement
  • Interest bearing account
  • Check-writing feature
  • Check Rates

If your daily balance falls below $1,000.00 during the statement cycle, there is a $5.00 monthly service charge. Additional account details apply. 


Everyday Savings

  • $100.00 minimum daily balance
  • Interest bearing account
  • Total access to your money
  • Check Rates

If your daily balance falls below $100.00 during the statement cycle, there is a $5.00 monthly service charge. Additional account details apply. 


Holiday Club

  • $10.00 opening deposit
  • Save money for the holiday season year round
  • Open withdrawal period October through January
  • No minimum daily balance required
  • Interest bearing account
  • Budget tips for holiday travel
  • Check Rates

Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee. Additional account details   apply. 


Summer Club

  • $10.00 opening deposit
  • Save money for summer vacations, weddings or warm weather projects
  • Open withdrawal period from May through August
  • No minimum daily balance required
  • Interest bearing account
  • Budget for a summer vacation
  • Check Rates

Each withdrawal made outside the open withdrawal period will incur a $20.00 early withdrawal fee. Additional account details   apply. 


Star Saver Savings

  • $10.00 opening deposit
  • Exclusively for savers age 17 or younger
  • No minimum daily balance required
  • Interest bearing account
  • Check Rates

When the account holder turns 18, the account graduates to an Everyday Savings account. Additional account details apply. 


Health Savings Accounts (HSA)

Complement your high deductible health plan (HDHP) with this account and take advantage of tax deductible savings.

  • $25.00 opening deposit
  • No monthly service charge
  • Tax deductions when you contribute to your account
  • Tax-free earnings through investment
  • Tax-free withdrawals for qualified medical expenses

Take control of your health and your money with these great benefits:

  • Interest bearing account
  • Check-writing feature
  • HSA Debit Card
  • Check Rates

To qualify for an HSA, you must have a qualified high deductible health plan. 

One time set-up fee of $20.00 includes 80 checks and a debit card. Interest earned is based on the balance in the account. Additional account details apply.


Complement your account with any of the following services:
  • Online Banking
  • Mobile Banking
  • eStatements
  • 24 Hour Telephone Banking


Account Details - Transfers from a savings or money market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check (money market accounts only), draft (money market accounts only), debit card (money market accounts only) or similar order to third parties (money market accounts only) are limited to six per month. Please refer to the current fee schedule for the savings/money market totaling fee for each transaction in excess of six per month by means of withdrawal as listed in this section.