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Overdraft Protections

Overdraft Assurance Program 

  • Available on all consumer checking accounts
  • No credit check required 
  • The protection limit is based on the type of checking account you carry with the bank
  • No set-up fee 
  • You are only charged if you use this privilege service 

 

Overdraft Protection Line of Credit 

  • Available on all consumer checking accounts
  • Coverage through a personal unsecured line of credit 
  • Automatic payback program is established to pay back the line of credit 
  • Advances occur in $100.00 increments
  • Subject to credit approval
  • No set-up fee or application fee
  • Low annual fee 
  • Finance charges accrue immediately when the overdraft protection line is advanced

 

Overdraft Protection Transfer 

  • Coverage to link your checking account to a Bank of Luxemburg checking or savings account to cover overdrafts
  • Transfers occur in $50.00 increments 
  • Use your funds to cover occasional overdrafts
  • No set-up fee 
  • Nominal charge for daily transfer